“ It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow. Ray Dalio
“ Nature gave us pain as a messaging device to tell us that we are approaching, or that we have exceeded, our limits in some way. Ray Dalio
“ There is slow growth, but it is positive slow growth. At the same time, ratios of debt-to-incomes go down. That's a beautiful deleveraging. Ray Dalio
“ I think that the first thing is you should have a strategic asset allocation mix that assumes that you don't know what the future is going to hold. Ray Dalio
“ In return, society rewards those who give it what it wants. That is why how much money people have earned is a rough measure of how much they gave society what it wanted. Ray Dalio
“ Imagine if you had baseball cards that showed all the performance stats for your people: batting averages, home runs, errors, ERAs, win/loss records. You could see what they did well and poorly and ca… Ray Dalio
“ Competitiveness is really what it costs you per man-hour to get you what you want. In other words, there's an education level that plays into the mix and so if it's inexpensive to buy an hour of real… Ray Dalio
“ As David Eagleman describes it in his wonderful book Incognito: Your brain is built of cells called neurons and glia—hundreds of billions of them. Each one of them is as complex as a city. . . . The c… Ray Dalio
“ Then I spoke with proven shapers I knew—Bill Gates, Elon Musk, Reed Hastings, Muhammad Yunus, Geoffrey Canada, Jack Dorsey (of Twitter), David Kelley (of IDEO), and more. They had all visualized remar… Ray Dalio
“ Buddhist monks who had practiced more than ten thousand hours of meditation, researchers at the University of Wisconsin measured significantly higher levels of gamma waves in their brains; these waves… Ray Dalio
“ Leonard Mlodinow, in his excellent book Subliminal, writes, We usually assume that what distinguishes us [from other species] is IQ. But it is our social IQ that ought to be the principal quality that… Ray Dalio
“ The pain of problems is a call to find solutions rather than a reason for unhappiness and inaction, so it's silly, pointless, and harmful to be upset at the problems and choices that come at you (thou… Ray Dalio
