“ While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. Dave Ramsey
“ People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. Dave Ramsey
“ The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head… Dave Ramsey
“ There's a whole generation growing up thinking...the government exists to care for them. Dave Ramsey
“ We have a retirement crisis in America today nor from a lack of money, but from a lack of vision Dave Ramsey
“ I believe that through knowledge and discipline, financial peace is possible for all of us. Dave Ramsey
“ You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. Dave Ramsey
“ My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked aro… Dave Ramsey
“ We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. Dave Ramsey
“ Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to… Dave Ramsey
“ The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it… Dave Ramsey
“ The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you're the problem, you're also… Dave Ramsey
