Money should be ones demand and not command, one should not become a slave of Money because we made money to help us trade and not to make us, we're already made even without money.
Money is a very dangerous thing, you have to get know how to look after it or else you will loose it with ease and remember how you would've it in hard times.
Try to live with whatever you can afford and avoid putting yourself in an awkward position of thinking how you can afford what you have failed to afford, please free your life on earth.
If saving money is wrong, I don't want to be right!
Being instinctively lazy, I see no point in working longer hours just to get out of debt !