Never, ever invest money that you will need prior to three to five years - minimum.
We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.
The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.
Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.
Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in...
They got married, they got divorced, and half their money goes out the window.
You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.
I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.
Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum compa...
The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a...
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to...
In order to create lasting security you must learn to stand in your truth.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.
When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
We women know how to take care of everybody so well. But the one person we have written out of the equation is us.
Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get ou...