“ Borrowers were told not to worry about paying the ever-mounting debt, because house prices would keep rising and they could refinance, taking out some of the capital gains to buy a car or pay for a vacation. Joseph E. Stiglitz
“ Forgiveness requires a sense that bad behaviour is a sign of suffering rather than malice. Alain de Botton
“ Beware ! Discipline goes to two different directions : success and self glory. Self glory is the biggest failure of life. indonesia123
